Writing

Writing

Practical notes on stablecoins, banking infrastructure, AI agents, hardware security, and building at the frontier — from my seat in New Zealand.

13 Jun 20265 min read

Building the Rails — My Work on PulseVM

PulseVM is an open-source blockchain built for financial infrastructure rather than retrofitted into it. What it is, what I actually do on it, and why it's the most interesting thing I've worked on.

PulseVMBlockchainBanking
30 Apr 20262 min read

Stablecoins Should Help Credit Unions Keep Deposits, Not Lose Them

Credit unions have built member trust over decades. As stablecoins go mainstream, the question is whether institutions stay central to member relationships — or watch deposits migrate to exchanges and external issuers.

StablecoinsCredit UnionsBanking
3 Mar 20262 min read

Crypto Doesn't Have to Mean Debanking: A Better Path for Banks in the Digital Asset Era

Financial institutions aren't the enemy. They don't need to be bypassed — they need better tools. A look at how regulated institutions can approach digital assets, and the problem Metal Dollar is trying to solve.

StablecoinsBankingInstitutional DeFi
3 Mar 20262 min read

Introducing XPR Agents: A Trustless Registry for Autonomous AI Agents

How do you trust an agent you've never met? XPR Agents embeds trust structurally — KYC-weighted reputation, on-chain escrow, and zero gas fees — instead of gamifying it socially.

XPR AgentsAI AgentsXPR Network
16 Dec 20252 min read

Crypto: A Year of Quiet Maturation

2025 wasn't about hype, it was about foundations. Five reflections on the year crypto started acting like it actually wants to last — and what that sets up for 2026.

CryptoStablecoinsInfrastructure
10 Dec 20252 min read

Why a YubiKey Is Quietly Becoming the Best Hardware Wallet — When Paired With the Right Blockchain

Dedicated crypto wallets aren't the only path to hardware-grade self-custody. Pair enterprise authentication hardware with a chain built for WebAuthn, and you get something simpler, tougher, and more portable.

Hardware SecurityWebAuthnXPR Network
30 Oct 20254 min read

The Case for a New Zealand– and Australia-Backed Stablecoin Network

Billions are quietly flowing offshore each year as customers move into global stablecoins. There's a clear path forward: institution-backed stablecoins that keep capital home, governed by the banks and credit unions Kiwis and Australians already trust.

StablecoinsBankingNew Zealand
14 Oct 20254 min read

Stablecoins: The Next Strategic Move for Banks and Credit Unions

Stablecoins have quietly become the digital backbone of global finance — but most are issued by private companies, not banks. The smarter path isn't to resist the trend. It's to own it: issue them securely, compliantly, and under your institution's brand.

StablecoinsBankingCredit Unions

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